Benefits of Having an Attorney Talk to Insurance Companies
People often assume an insurance company, whether through their own policy or the policy of another person, will compensate them fairly after an injury. While this is sometimes true, in many situations people find themselves receiving settlement amounts or offers to settle claims that are too low. A lot of people are faced with an insurance company that is flat out denying a claim.
Our Florida lawyers have experience negotiating with large insurance companies. A Sarasota personal injury lawyer is what you need to secure the settlement amount you deserve after an accident.
Undervaluing or Denying Accident Claims
A claims adjuster is a person who investigates a claim for an insurance company. Their job is to determine the extent of the company’s liability. Because they work for the insurance company and not the victims, they may seek weaknesses in a person’s claim. After all, if the insurance company pays out less, it is better for the company’s finances, which pays the adjuster’s salary.
Types of weaknesses a claims adjuster may look for:
- Is there another party who shoulders part of the blame?
- Are there questions about when victims sought medical attention?
- Did the victim say something to suggest they are also at fault?
- Will a person accept a lower settlement amount if offered?
With a professional working against your claim, you need a lawyer working for you. Sarasota personal injury lawyers work with insurance companies every day to secure the maximum financial settlements possible. After a Florida injury, protect yourself with legal representation.
One of the advantages of having a lawyer by your side is they can give you advice each step of the way. There is timing to consider, for example. When a person delays a doctor visit after an accident, it can greatly affect the outcome of their case. The individual may have put off the appointment for their own valid reasons, but a claims adjuster may try to use their delay as proof the injury was not serious. Sarasota personal injury lawyers can advise you on that, how to open claims, and more when you contact them right away and ask for attorney help.
Blaming Another Party or the Victim Themselves
Not talking to an insurance company is a way for an accident victim to protect themselves. Have a lawyer do the talking for you. When an insurance company representative discusses an event with a victim, they may try to stray the conversation off of the facts and have the victim admit partial or total fault. That admission may be used against the person when it is time to settle.
Denying claims is also a path for insurance companies who see weaknesses in a personal injury claim. Another path is to make an offer that is far lower than a person would receive after filing a lawsuit. Legal disputes can be very expensive for insurance companies. Often there is room for negotiation. A Sarasota personal injury attorney can successfully negotiate a claim with the possibility of filing a lawsuit or even going to trial.
Tell the Insurance Companies, You’re Going to Hale
Are you hoping an insurance company will offer you a settlement offer that is fair? The experienced Sarasota attorneys at Hale Law can help to ensure that is a possibility. In order for you to maximize your compensation, you need a lawyer negotiating for your best interests. We work on a contingency fee basis, which means there are no fees or costs if we are unable to recover compensation for you. For a free consultation, call us anytime at 941-735-4529.